Frequently Asked Questions
IS IT SAFE & SECURE?
All LAY-BUY payments are automatically setup in PayPal.
CAN CUSTOMER SELECT THE DOWN-PAYMENT % THEY WANT TO PAY?
Customer is presented with a drop down to select the down-payment they want to pay.
CAN CUSTOMER SELECT HOW MANY MONTHS THEY NEED TO PAY-OFF THE BALANCE?
Customer is presented with a drop down to select how many monthly instalments.
ARE THERE ANY ONGOING COSTS?
No ongoing costs - only a once-off admin fee. Admin fee amount depends on order value.
ARE THERE ANY INTEREST CHARGES?
No interest charges ever
ARE THERE ANY LATE FEES?
No late fees ever
WHEN DO I RECEIVE THE ORDER?
Customer receives their goods after their final payment
HOW ARE LAY-BUY INSTALMENT PAYMENTS PAID?
Lay-buy instalment payments are auto-paid from your linked card in your PayPal setup
HOW DO I ENSURE ALL LAY-BUY INSTALLMENT PAYMENTS ARE PAID?
Customer to ensure there is always funds available.
CAN A CUSTOMER MANUALLY MAKE PAYMENTS TOWARDS THEIR LAY-BUY ORDER?
No - all Lay-buy payments are automated via a recurring profile in your PayPal setup.
CAN A CUSTOMER SETTLE A LAY-BUY EARLIER?
Yes - please contact store to revise payment plan.
WHAT HAPPENS IF A PAYMENT IS MISSED?
PayPal will then auto attempt again in 5 days, two more times.
IS THE CUSTOMER AND MERCHANT TOLD ABOUT A MISSED PAYMENT?
Yes, PayPal send an email notification to both parties.
HOW DOES A CUSTOMER CATCH UP A MISSED PAYMENT?
Seller will invoice customer for missed payment, and move status in SHOPIFY to paid.
CAN A CUSTOMER SEE THEIR PAYMENT PLAN?
Yes, you can login to your PayPal account – go to settings >> payments >> pre-approved payments.
We at IchibanTekno.com are more delighted to announce that we partner with PUT IT ON LAY-BUY on facilitating installment plan for your fave electronics and gadgets. It means you can get any high value item from our store with a much more flexible payment solution. There are many consumers shopping online today that cannot afford to pay the full list price in one upfront payment. And Yes we heard you right and that's why we makes it easy for you to buy the products and services that you need by paying for them via a down payment and up to twelve monthly installments.
How it Works?
5 SIMPLE STEPS
Select Lay-Buy payment option at checkout.
2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.
3. PAY DOWN-PAYMENT ONLY
Pay only down-payment portion amount.
4. SCHEDULED PAYMENTS
Payments are then processed on the scheduled date YOU set.
5. RECEIVE MERCHANDISE
Receive the item or service shortly after your last payment.
No interest charges ever, no membership fees ever – NO DEBT.